Homeowner, Housing Rehabilitation
The Homeowner, Housing Rehabilitation Program assists low-income homeowners with repairs to their home. These improvements can address any Health and Safety Issues, Energy Conservation Measures, or Handicap Accessibility Needs.
Requirements:
- Applicants must own the home and the property on which it is located. Property with existing mortgages are eligible.
- Homeowners must carry and provide proof of homeowners insurance (flood insurance, if applicable) to adequately cover all existing mortgages on the property, including the deferred loan, for the duration of the loan. At completion of construction, homeowner will be required to list RNDC as an additional loss payee on the policy.
- The deferred loan is secured by an interest free rehabilitation agreement between the applicant and RNDC and a Deed of Trust, to the benefit of the applicable agency providing the funding.
- Where applicable the grant is secured by an interest free rehabilitation agreement that is forgiven over a 3 to 5 year period.
- Applicants acknowledge the approval of funds to complete rehabilitation is contingent upon the availability of funds in their region and their current status on the waiting list.
Funding: (pending availability and region)
- Nevada Housing Division HOME Funds: Deferred loans
- Community Development Block Grants (CDBG): 3-year grants
Eligible Counties:
- Churchill
- Douglas
- Elko
- Esmeralda
- Eureka
- Humboldt
- Lander
- Lincoln
- Lyon
- Mineral
- Nye
- Pershing
- Storey
- White Pine
- Carson
Please contact Doreen Venturino, Housing Programs Manager or Courntey Snodgrass, Housing Programs Clerk, with any questions regarding our Homeowner, Housing Rehabilitation program. View our weatherization and homeowner rehabilitation photo gallery.
